Payday loan Debts

[dub]

what do you mean they don't see your score, when I was refused for my Abbey credit card the woman at the branch who I went to talk to said "we only accept people with a credit score of over ____"

[mandizi]

6 years for £189

What a hustle

struggle would probably be more appropriate.

unless i apply for credit within 5 years theres no struggle

[mandizi]

Surely you can pay the £189 at £1 a week/£4.00 a month rate?

 im an unemployed undergrad so im longing that off.

[mandizi]

paying it back is not an issue (for him)

 

 

hes seeing it as why pay it back if the default is still going to be on his file affecting him

i dont whats so hard for them to understand about that cor blimey

[Guest eights]

man used wonga for 2 bills, surely one of your boys could of fronted you or something

[Guest eights]

 

Surely you can pay the £189 at £1 a week/£4.00 a month rate?

 im an unemployed undergrad so im longing that off.

 

 

 

 

 

sadly the online dating wave is pretty much on life support all these chicks are after now is instagram/twitter followers.

Do you own a crep shop in harrow?

 

yhyh 

 

 

 

o skn

[The King]

Change your mothers maiden name to keep signing up for experian free trial

[mandizi]

 

 

Surely you can pay the £189 at £1 a week/£4.00 a month rate?

 im an unemployed undergrad so im longing that off.

 

 

 

 

 

sadly the online dating wave is pretty much on life support all these chicks are after now is instagram/twitter followers.

Do you own a crep shop in harrow?

 

yhyh 

 

 

 

o skn

 

swear you bookmarked that post 

[Guest eights]

Ye

[dub]

or just cancel it, I mean who actually needs to check their credit score that often?

tryna cheat the company that holds your credit records just doesn't sound like a good idea

[Sole]

6 years for £189

What a hustle

struggle would probably be more appropriate.

unless i apply for credit within 5 years theres no struggle

yh I'm saying for £189 tho

might as well get a big boy loan out if you're gonna do this

or a whip maybe?

[mandizi]

 

 

6 years for £189

What a hustle

struggle would probably be more appropriate.

unless i apply for credit within 5 years theres no struggle

yh I'm saying for £189 tho

might as well get a big boy loan out if you're gonna do this

or a whip maybe?

 

not really a bigger loan would be a bait ting obviously they are gonna pursue that money to the fullest bigger risk of being taken to court.the orginal loan was 2 bills btw i paid them like £50 then over  time it went from £150 up to £189 at this point they have deaded it and just defaulted it.

[SLEAZE BALL]

6 years for £189

What a hustle

struggle would probably be more appropriate.

unless i apply for credit within 5 years theres no struggle

yh I'm saying for £189 tho

might as well get a big boy loan out if you're gonna do this

[mandizi]

 

 

 

6 years for £189

What a hustle

struggle would probably be more appropriate.

unless i apply for credit within 5 years theres no struggle

yh I'm saying for £189 tho

might as well get a big boy loan out if you're gonna do this

 

going court and getting a ccj is long,i'll play it safe and wait on this default to piss off

[SLEAZE BALL]

CCJ stays on for the same amount of time as a default tbf

[dub]

how do you default on such a small loan though?

how does life get that bad?

[mandizi]

how do you default on such a small loan though?

how does life get that bad?

its called not giving a fuk

[Barney Stinson]

If you satisfy a default it can drop off your credit report much quicker than 6 years...

 

 

/

 

Some of the "advice" in this thread is mad, certain man need to stay away from credit/finance full stop

[imhim]

If you satisfy a default it can drop off your credit report much quicker than 6 years...

 

 

/

 

Some of the "advice" in this thread is mad, certain man need to stay away from credit/finance full stop

trust me

[Guest eights]

If you satisfy a default it can drop off your credit report much quicker than 6 years...

 

 

 

how

[SLEAZE BALL]

A default will stay on a persons credit file for 6 years from the date the original default was recorded

If you pay the debt in full the STATUS of the default on your credit file will change to SATISFIED but the actual default still stays there

If you get lucky some companies might agree to remove the default but they arent under any obligation to do it

So yeh technically you CAN get a default removed in under 6 years in the same way that technically I CAN win the lottery and be spotted drifting round hanger lane roundabout in a Bugatti

[mandizi]

If you satisfy a default it can drop off your credit report much quicker than 6 years...

 

 

 

educate yourself then come talk to me

[dub]

 

 

When will my default drop off my report?

Dear James,

 

Hello, I had a credit card account that went into default in 2006. I have since satisfied the account, so when will the default be removed from my credit report? Will it be six years from date of default or six years from date of being satisfied? Thank you.

 

Richard, Stourbridge

 

Dear Richard,

The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems. As a result, if you defaulted on the agreement for a good reason – such as losing your job or a serious illness – you might benefit from explaining this on your report. Simply send us a statement of up to 200 words describing any relevant circumstances and we’ll add this to your report for you. The note (called a notice of correction) will drop off your report when the default goes. 

 

http://www.experian.co.uk/consumer/questions/askjames211.html

[Barney Stinson]

 

If you satisfy a default it can drop off your credit report much quicker than 6 years...

 

 

 

educate yourself then come talk to me

 

 

You're in here posting about Wonga loans... aint nobody wanna talk to you.

[mandizi]

If you satisfy a default it can drop off your credit report much quicker than 6 years...

educate yourself then come talk to me

You're in here posting about Wonga loans... aint nobody wanna talk to you.

that's why you came here chatting about things you don't know about stay in school