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HangTheDJ

Car insurance

13 posts in this topic

Mad how you can change tiny details and it impacts massively on the quote.

 

£1,543 I was ready to pay, in my name with my Dad as a named driver. Then I think let me see how much it costs to add my girlfriend. Add her (she's been driving 5 years) and it brings it down to £1,268.

 

I add someone else who has similar driving experience and is a male. It doesn't impact the quote. Remove my girlfriend to see and the quote goes back up to the original price again.

 

The only details it has on these people is their years of driving, NCB, DOB, gender and profession.

 

Anything else I may be missing that could bring it down?

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far as i know NCB age & postcode

 

only other is if you put yourself as a named driver under your dad if her cool with that

 

but then you wont get any no claims  

 

 

my car insured under my dads name

 

been missin out on NCB but im like fuck it the price for myself was a joke tbh

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Yeah I did consider that but I want to pay it myself. It's my first car and I've only bought it because I'll be doing a long commute for a new job. It's a bitch short-term but I can afford it (just) and it'll be worth it long term.

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You paying it monthly or all in one lump some?

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I had my mum down as my spouse and my quote went from abt £1700 to £900.

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I had my mum down as my spouse and my quote went from abt £1700 to £900.

 

that would feel like incest

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I had my mum down as my spouse and my quote went from abt £1700 to £900.

 

did you ever make a claim?

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No but me and mum dont share surname so they couldn't really question

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i hear u, but would still feel dodge

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Eww timebomb u fackin deeev

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I had my mum down as my spouse and my quote went from abt £1700 to £900.

did the same thing, got the same result, but when i foned to get a further discount, changed a few things got damn near same discount so left out the spouse thing in the end

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