OFFICIAL CAR/DRIVING TOPIC

[Frank White]

i dnt remember sayin wen im gettin the car cuz

[curtis warren2]

im a big fan of dis whip

[Guest PROFIT MARGINS]

Nah u asked if u can get finance because u just started a new job and ur current car is a banger and u need a new one

So forgive me for thinking u was looking to buy a new car

Didn't realize u were still dreaming my bad.

[Frank White]

dno bout u but i like to plan ahead

sry if wen ur planning shit its all 'dreams'

i make mine reality

[Fresh]

im a big fan of dis whip

Hairdresser whip

[Thizz]

THAT RANGE IS BUTTERS

[Guest PROFIT MARGINS]

dno bout u but i like to plan ahead

sry if wen ur planning shit its all 'dreams'

i make mine reality

Kl but I wouldn't fuck with finance if i was u

[Mr. Gayle]

Nothing wrong in finance as long as you can pay it back, I tend to put a decent deposit down and get rest on finance usually over a short term 18months normally.

Even if you have a good job, no 1 aint buying a decent car outright with cash

[Guest PROFIT MARGINS]

I brought mine cash what u on about

/

How much did u finance tho?

[Da Luv Doc]

im a big fan of dis whip

Hairdresser whip

Women, gays and people who are waste like or would buy this car

[Mr. Gayle]

Depends what you class as decent, I for 1 dont have 10k laying around like that to pay cash.

[Guest PROFIT MARGINS]

Nah I hear that but I would rather wait till I did than get involved in finance

[Da Luv Doc]

Finance >>>>>>>

Bumps up the credit rating after s while.

[FinalBawse]

As long as you good with your money should be no problems.

[Yung bawse]

Some places do 0% APR on newer cars aswell.

[i5_PRODUCER]

Dno why people got this negative perception of finance guarantee u walk outside ur gates now and see any 11/12 plate it was bought via loan/finance

I had one while working put down 5 bills depo got the car at 9 thousand miles 08 plate Corsa did it for about a year paid like 2-3 bags then got back into uni had to quit work . Sold the car for 4500 at around 27000 miles. It's easy to sell jus be upfront and honest an people will pay it off in front u and drive off .

If ur copping a new ting put at least 2 bags down , 5- 10 thou miles is kl. f*ck copping a pure used ting on finance , it's like paying a phone contract for dead minutes and 2hand rinsed fone for 18 months

[Guest PROFIT MARGINS]

I was talking about finance on a used car obviously if it's brand new that's a different matter but that's not what was said.

[Mr. Gayle]

Yeah you can get finance on a used car, thats how I got my BM.

I want a Q5 next, so again will have to use finance, I dont like waiting/saving.

[shower]

Has your credit gotta be very good or decent to get finance

[Mr. Gayle]

The better credit you have the better deal you will get

If you have bad credit, you can get finance but repayments will be high. You would prob get it too as loan is secured on the car, don't pay they take car. Not like an unsecured loan.

If you have bad credit try Black Horse Finance or First Response Finance, but most car dealers will know finance companies who help with bad credit

[JOHN DOE]

mugs game

live withing ur means

[Mr. Gayle]

If you can pay it back, its nothing.

[GrimmyGrimGrim]

anyone driven a 325? decent?

[Guest M12]

mugs game

live withing ur means

I agree. But realistically most people will never have 75 straight cash to drop on a range but look how many are on the road. Living outside your means is a backbone to the uk economy. When the favorable terms start coming back in, everyone will be back on the finance wave.

[Yung bawse]

Finance is nothing but job security(income security).. if you know your income is secured for the coming years then finannce is the way , if it's not then don't do it

simple.