OFFICIAL CAR/DRIVING TOPIC

[Da Luv Doc]

 

For 350 p/m you can get a brand new E Class amg

f*ck an A3 saloon (even though they're nice)

 

where can u get an e63 amg for tree fiddy a month ?

 

 

C/S

[TF S4DK]

You can't get a E63 for 350 a month.

[TF S4DK]

Well you can, but the deposit ain't gonna be light.

[8BALL]

Approx 3k deposit

Three years deal £350p/m

E class coupe AMG 350d

Brother jus copped this, delivery in December.

Don't know about the E63, will obv be more, but this is still a solid E class.

[TF S4DK]

Approx 3k deposit

Three years deal £350p/m

E class coupe AMG 350d

Brother jus copped this, delivery in December.

Don't know about the E63, will obv be more, but this is still a solid E class.

 

Could have got that deposit down still, but yeah. My only disagreement was when people said E63, which is gonna be a lot higher.

[TF S4DK]

 

 

 

The S3 saloon auto is about £350 a month finance, but there is about a 3 month wait.

Tell me mooooore

How many years? Is that outright purchase at the end or lump sum required?

3 years and its on Audi Solutions, so at the end keep the car and pay the balloon or give it in and take a new one...

That sounds alright

How Much deposit?

 

 

2k something.

[Guest eights]

Paying for a whip monthly makes my skin crawl

Don't think I can ever do it

Deffo not for 3 years anyway

[ruz]

The S3 saloon auto is about £350 a month finance, but there is about a 3 month wait.

Tell me mooooore

How many years? Is that outright purchase at the end or lump sum required?

3 years and its on Audi Solutions, so at the end keep the car and pay the balloon or give it in and take a new one...

That sounds alright

How Much deposit?

 

2k something.

Excuse my cynicisn but how come your passing these deals onto us

Im guessing youve got a connect with a broker?

[TF S4DK]

Paying for a whip monthly makes my skin crawl

Don't think I can ever do it

Deffo not for 3 years anyway

 

 

Then buy outright, just don't pay the asking, I could help you with that too.

[TF S4DK]

 

 

 

 

 

The S3 saloon auto is about £350 a month finance, but there is about a 3 month wait.

Tell me mooooore

How many years? Is that outright purchase at the end or lump sum required?

3 years and its on Audi Solutions, so at the end keep the car and pay the balloon or give it in and take a new one...

That sounds alright

How Much deposit?

 

2k something.

Excuse my cynicisn but how come your passing these deals onto us

Im guessing youve got a connect with a broker?

 

 

It's not a deal per say, its just the price, that the dealership doesn't tell you as they have their own costs.

 

My commission is gonna be the same regardless and isn't paid by you.

[Sole]

All these payment plans and deposits don't mean shit unless your including the final payment.

Shouldn't be buying those cars in finance anyway tbh.

[TF S4DK]

Most people don't plan to pay the final payment tho...

[TF S4DK]

I've never done finance for my car, but that's because I was able to buy outright, however I treat my cars the same way as a financed car, just instead of a deposit I save up for the remainder after part exchange.

 

Effectively all my monthly's are in that deposit, many would say I'm insane to do it that way tho.

 

But I would do finance if I wanted a said car and couldn't buy it outright.

[Afroman]

Buying a car is a mugs game rather buying out right or finance

[Sole]

I just think u shouldnt do finance unless u really can't afford a car and if you can afford £350 a month and that deposit then you should just wait and save.

and if you don't wanna but a car outright then just rent or lease one ffs.

[8BALL]

Leasing = finance.

Rich people lease because they can afford the payments, don't want the hassle of having to sell a car which has considerably dropped in price once you get bored of it, the ability to get a brand new car every 2/3 years... etc

For me the biggest advantage of leasing is you don't actually ever own the car. Think of it like having a phone contract in which you give the phone back after a few years and just get another contract with the latest handset...

[TF S4DK]

Waiting and saving could take 5 years tho lol.

 

Lol, finance is effectively renting/leasing.

 

I think some of you are confusing it with HP.

 

With a finance agreement the worst that can happen is you give the car back, you might lose your deposit and incur a couple fees, but that can be avoid if your clear and honest in advance with the car company.

[TF S4DK]

It ain't just rich people that lease tho.

 

Lots of poor people lease, the difference for them imo, is they can be stuck with that car company for life.

 

As they tend to not be able to save for another deposit to leave and go elsewhere, let alone pay the final ballon payment, so they stay handing in the car and taking another car for another 3 years.

 

Which is fine if thats the brand you wanna stay loyal to for life, but if your driving around in a Ford with Mercedes dreams, it's not so cool.

[TF S4DK]

Approx 3k deposit

Three years deal £350p/m

E class coupe AMG 350d

Brother jus copped this, delivery in December.

 

With or without VAT?

[Da Luv Doc]

Near enough everyone does finance when buying a new car. LOL @ saving, that will take ages.

[Guest eights]

For u

True say Di meds are gettin expensive

[Da Luv Doc]

For u

True say Di meds are gettin expensive

 

Fore yu

 

Tru S'ey Dee Medz ah get Ex spence iv

 

D'ICKHEAD

[Niall Ferguson]

Finance is the worst way to pay for a car.

 

Finance basically screams - I am living beyond my means.

[Mame Biram Diouf]

Whsr does a phone contract or mortgage scream?

[Niall Ferguson]

Whsr does a phone contract or mortgage scream?

A mortgage is an investment - it appreciates. 

 

A phone contract is also a rip-off. Contracts always make you pay more than you should. They are just a lower outgoing than a car.