manuel Posted July 1, 2010 Report Share Posted July 1, 2010 Quick question. Ive been buying a few things lately and for anyone who's familiar with Natwest it will say your 'balance' and what is 'available' to you on your online account. The balance takes a while maybe a few days to update itself but the 'available' is always accurate for me. Anyway on this account I spent all I had with 22 pence left in it. So my 'available' last night read £0.22. I was goign to the bank tomorrow to pay in and thought it'd be cool. Just checked it now and its updated the 'balance' side with it being -£0.57. In summary will they charge me for going in to the minus by £0.57. I dont have any over drafts arranged etc. Thanks. Quote Link to comment Share on other sites More sharing options...
Jodie Posted July 1, 2010 Report Share Posted July 1, 2010 Most likely. Banks are cunts like that. Sometimes my bank dont charge people if they cover what theyve gone overdrawn by in the same working day. But im not familiar with how Natwest works. Quote Link to comment Share on other sites More sharing options...
ChickenCottage Posted July 1, 2010 Report Share Posted July 1, 2010 Probably, but if it's the first time they'll probably reverse the charges. Just once. Halifax are cunts. Quote Link to comment Share on other sites More sharing options...
Guest Triple XXX Posted July 1, 2010 Report Share Posted July 1, 2010 i would like to take this time to say f*ck RBS shittest bank going thank f*ck i dont bank with them anymore Quote Link to comment Share on other sites More sharing options...
manuel Posted July 1, 2010 Author Report Share Posted July 1, 2010 Thanks people. Fingers crossed. Gonna pop in tomorrow. Used to bank with Halifax and they f*cked me about so much. Generally had no problems with them....Will see what tomorrow brings. Quote Link to comment Share on other sites More sharing options...
Mr.Skeng Posted July 1, 2010 Report Share Posted July 1, 2010 i dont use banks so ure asking the wrong guy Quote Link to comment Share on other sites More sharing options...
Guest Lens Posted July 1, 2010 Report Share Posted July 1, 2010 i dont use banks so ure asking the wrong guy yh, coz Your name's in the thread title... Quote Link to comment Share on other sites More sharing options...
Mr.Skeng Posted July 1, 2010 Report Share Posted July 1, 2010 i dont use banks so ure asking the wrong guy yh, coz Your name's in the thread title... f*ck off u d*ckhead he was talking to the forum and i was answering his question prick. stop tryin it 2 2 Quote Link to comment Share on other sites More sharing options...
Bruno Di Gradi Posted July 1, 2010 Report Share Posted July 1, 2010 100% i was -£60 last week and i dont have a OD facility on my account pay that quick otherwise they will give u £20 charges each couple weeks or so. Quote Link to comment Share on other sites More sharing options...
Gordon Gekko Posted July 1, 2010 Report Share Posted July 1, 2010 Yeah pay it asap I went over mine last week by 35 quid without realising and ended up with a 15 quid charge on top Quote Link to comment Share on other sites More sharing options...
Jodie Posted July 1, 2010 Report Share Posted July 1, 2010 Halifax need to allow what theyre doing. About they're charging you to use you OWN overdraft. £1 per day (everyday your in it) X 30days = £30 per month nah.. Quote Link to comment Share on other sites More sharing options...
manuel Posted July 2, 2010 Author Report Share Posted July 2, 2010 Phew. Just went in and they said they can't see any charges probably becuase ti was only over by 57 pence. Still set up a small over draft and paid in a fair bit incase it happens again. Was waiting for her to say yeah heres a £30 fine or some sh*t. Quote Link to comment Share on other sites More sharing options...
imhim Posted July 2, 2010 Report Share Posted July 2, 2010 just credit ur account with a benner... wots all da fuss about... its not like ur gonna leave it like dat for 9 years and rake up £4,000 work of charges fukin ell Quote Link to comment Share on other sites More sharing options...
Skola Posted July 4, 2010 Report Share Posted July 4, 2010 Halifax need to allow what theyre doing. About they're charging you to use you OWN overdraft. £1 per day (everyday your in it) X 30days = £30 per month nah.. same with bank of scotland "we are simplifying our charges" f*ckin pricks so now instead of people getting a big charge for going outwith their arranged overdraft - everyone gets a shitey charge for even an agreed one moving to RBS Quote Link to comment Share on other sites More sharing options...
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