Its 3 points and a fine.The cameras on top of the actual lights box arent the ones that clocked you, the red light cameras are seperate boxes on the pavement that look like mini grey gatso's.If you dont tell your insurance company you will prob get away with it (and pay a lesser premium) but if you try claim 4 anythin they WILL find out, not pay you, and it will go against you when you try to get insurance again. points last 5 years