put ur dad or mum or even both as second drivers, with u as the main. it brings down the premium, and u earn no claims. Bell.co.uk, do a 10month insurance policy, where if u dont make a claim u get a years worth of no claims. im on that, plus the flexibell insurance, where for 40quid extra, im insured on other cars (third party cover only)if ur cars worth less than 1200, only get third party, fire and theft cover. cos most comprehensive insurance policies force u to pay the first £500 towards any claim u make. it aint really worth it fora cheap car.my first year i was on liverpool victoria, and the other day i asked for my no claims to be sent in a letter as proof for my next insurance policy, and they say i have TWO years ncb, i've only been passed for a year :S