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Badman

Contents insurance

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Thinking about doing something where I cover things like my phone in case it gets dropped and becomes a right off. Accidental damage is not usually covered by warranty so if its the latest smartphone your looking at £100+ to get it fixed.

 

Would contents insurance be a better option? 

 

Does anybody do this?

 

If so by what means and who with?

 

What has your experience been like with having your contents covered?

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tsb 4 ten pound premium accounts u get breakdown cover n holiday insurance,i get gadget insurance bt hav to pay the excess with the gadgets which is about 100....

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Plus other benefits like cheaper wen using card abroad well worth it and im gettin messages about claiming all thoose charges bk like i did with the ppi ....

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If it's just gadgets you need to cover, you're best off getting a premier current account.

 

How much would it cost monthly roughly?

 

And do you still pay an excess?

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A tenner. ..most banks require the excess....bt paying 120 a year u want more than gadget insurance c wot first bank r offering and get 150 4 switchin accounts

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Lloyds was £10 a month, no excess .. Remember a couple years ago I broke my iPhone 4s when it was new and they were all sold out at the time so they sent me a cheque for £500 and I bought a 2nd hand reconditioned 1 for £250

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Should get it as part of of a bank account. Usually get better deals.

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