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Mr Invincible 49

Viper
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Everything posted by Mr Invincible 49

  1. So your chick earns more than you... If you met a chick who earns more than me, you'd want to marry her on the spot regardless of what she looks like. I'm more than comfortable, I'm only looking for women in a similar situation. When you get to my age your mind moves away from wearing kicks to impress girls to impressing girls with intellect, humour and stability. Caring about your girlfriend earning more than you is actually a beta male movement, and if you can't see that... I would take a guess that my girl does earn more money than you as she works at the same investment bank as me as a VP. But that's neither here nor there as i don't know your earning capacity and to be honest i don't care. Also i don't understand what wearing kicks and your sense of humour has to do with how much a female earns? I am happy that you are comfortable but if you are telling me that if you got into a relationship with a woman who earns £100k more than you a year it wouldnt cause some kind of issues.... And the only way it wouldnt cause issues is if you let her wear the pants in the relationship and let go of a certain amount of power.
  2. Was he girl white? Can't imagine a girl that had any black in her saying that. Clearly the case mate....my precious snowflake Ahhh ok makes sense now.
  3. Was he girl white? Can't imagine a girl that had any black in her saying that.
  4. Was disappointed if im honest. The poundcake freestyle gassed me and its not even on the mixtape One in a Billion was better
  5. Couldnt happen. But if it did then i would be slightly pissed but in the long run it would be mean more money for us...
  6. Ermmm no send but who goes to the cinema on their ones?
  7. Santander. When you look at the break down of your repayment... The interest is disgusting... Makes me die a little inside when i think how much money you spend on Interest over the course of the mortgage.... But its the price you pay for home ownership.... Its only cos i want to leave something behind for my Kids... Have a house in London in 30/40 years fully paid off for will leave my Kids in good shape financially.... otherwise i would be happy to pay the premium and rent but keep the flexibility in my life.
  8. LOL at being a grown woman and being on PAYG. LOL at being a grown man and f*cking with a woman who doesnt have credit on her phone....
  9. Shoulder injury messed up my winter bulk. Gave myself 2 months off from Gym to fully recover. Starting back up today and i put on a small belly over winter (can still see abs tho). Gonna start cutting for Summer early.... Normally takes me 4 months or so to get shredded so by May i will be in good form for the summer months!
  10. Intro Millionaire Paranoid 88 Coupes All for you God Body Worst Nightmare Soulful Solid Tape!
  11. R.I.P Shredder and Uncle Phil. 2 of my favorite programs growing up... Fresh Prince & Teenage Mutant Ninja Turtles.
  12. Alot of fraff being talked about in this thread. I bought my first property in November 2013 so can give you the low down 1st hand. I bought a 1 bedroom flat in South London (Zone 2) within a 3 min walk from the Northen Line. Flat was originally on the market for £285k but was able to get it down to £250k as i was a first time buyer with no chain and was ready to go ASAP (the seller wanted a quick sell as she was moving to USA and the previous person who was going to buy the flat messed around and wasted a few months of her time). I would advise looking for properties under £250k. The rise in stamp duty is a killer and it is not really worth it unless you are going to get a property over £350k or so. Go to a Mortgage broker and seek advice. Normally they charge you a fee (around £1k) to find a mortgage BUT they only charge you once the mortgage is approved and finalized. You can go to them and stunt like you wanna use them. They will give you examples of mortgages you can have etc and banks that will be best for you. Then all you do is go to them bank directly and not go via the mortgage broker and that way you save the broker fee. Luckily the bank i work for has a deal with a mortgage broker so my company paid my broker fee for me. Please remember you deposit means nothing on its own.... you have to have a good income as well. Normally the amount you can borrow is 4/5 times your salary. So in my case i was on £45k last summer when i applied for my mortgage plus i had a deposit of £50k. 4.5 x £45k = roughly £200k mortgage they would lend me PLUS my £50k deposit which means i was looking for properties around £250k (which was ideal for me cos that was my limit due to stamp duty). this worked out as a 20% deposit (80% LTV) which meant my interest rates were decent. I went for a 2 year fixed interest rate mortgage and the good thing about the broker that got me my mortgage is that they will help me remortgage in 2 years when the fixed interest rate period is over. I pay £800 a month (repayment) on Mortgage and to rent the same property would cost me around £1200 a month so when i eventually come to renting my property out i will be making a tidy sum per month. If anyone has any questions PM me cos i know it can be a daunting task for 1st time buyers but the information is out there.... we just need to know where to go. Makes me smile to see how this forum has progressed from teenagers talking about grime to home owners.... Cool Story Bro
  13. Brazilian GP is always a fav of mine. Great race... Shame Vettel won again!
  14. On Gym Days = 2 shakes - double scoop. pre and post. On Non gym days = 1 shake (if i remember/can be bothered)
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