Sign in to follow this  
Followers 0
NiNES.

Student Overdrafts . . .

27 posts in this topic

What banks offer at least £1,000 overdraft as soon as you open an account with them?

0

Share this post


Link to post
Share on other sites

With Nat west u only get 500 from sept ememebr december

500 from jan to march and then 250 from march to may

0

Share this post


Link to post
Share on other sites

hsbc, can go up to 2000 in the 2nd year

0

Share this post


Link to post
Share on other sites

natweezy 1250

isit subject to anything?

im pretty sure all credit is subject to status

0

Share this post


Link to post
Share on other sites

so they are no banks were u can take the full overdraft from now?

0

Share this post


Link to post
Share on other sites

I got Abbey, was 1000, now it's 1250 after a year

0

Share this post


Link to post
Share on other sites

why do you want the money so bad?

2

Share this post


Link to post
Share on other sites

gonna extend my halifax one to 2 grand

0

Share this post


Link to post
Share on other sites

so they are no banks were u can take the full overdraft from now?

and yet you called urself yahoozee before and you call urself tommy hilfigures now yet ur itchin for that loan money

3

Share this post


Link to post
Share on other sites

so they are no banks were u can take the full overdraft from now?

and yet you called urself yahoozee before and you call urself tommy hilfigures now yet ur itchin for that loan money

whats your point?

0

Share this post


Link to post
Share on other sites

I got Abbey, was 1000, now it's 1250 after a year

Starts off at like £250 for the first few months though

0

Share this post


Link to post
Share on other sites

I was with Natwest and took it to 2jib by third year

0

Share this post


Link to post
Share on other sites

My Lloyds is on like 2250 at the moment. But i've got greezy credit like that guy drinking from the sea of tranquility.

Cant even touch it cos I know in September it will be gorrrrrrn.

0

Share this post


Link to post
Share on other sites

Halifax give you 1,000 from the off.

My Lloyds one was capped at £500 for 1st year. Just get more than one account

0

Share this post


Link to post
Share on other sites

barcs gave man £1,000

(due to error, he wasnt supposed to, max was meant to be £500)...

oh well

0

Share this post


Link to post
Share on other sites

I was with Natwest and took it to 2jib by third year

0

Share this post


Link to post
Share on other sites

STAY AWAY FROM OVERDRAFTS. Get a part time Job because overdrafts f*ck up your finances. Natwest especially can decide to demand the whole 1250 if there hasn't been regular activity in your account. Happened to my boy, 1st year he got a 500 limit, then he munched that with 3 weeks and called them to put his limit to maximum which is 1250. Soon as he enrolled for second year, Natwest munched his student loan.

Got to be careful, negotiate with these banks and have EVERYTHING in writing

0

Share this post


Link to post
Share on other sites

STAY AWAY FROM OVERDRAFTS. Get a part time Job because overdrafts f*ck up your finances. Natwest especially can decide to demand the whole 1250 if there hasn't been regular activity in your account. Happened to my boy, 1st year he got a 500 limit, then he munched that with 3 weeks and called them to put his limit to maximum which is 1250. Soon as he enrolled for second year, Natwest munched his student loan.

Got to be careful, negotiate with these banks and have EVERYTHING in writing

lmao dont listen to this post.

if you read the terms and conditions to your overdraft it says its only valid if your student loan payments go into the account and there is activity. e.g you spending/withdrawing money. If you dont follow the rules of course the bank have a right to demand their money. Its to stop people abusing the fact it's interest free money.

3

Share this post


Link to post
Share on other sites

STAY AWAY FROM OVERDRAFTS. Get a part time Job because overdrafts f*ck up your finances. Natwest especially can decide to demand the whole 1250 if there hasn't been regular activity in your account. Happened to my boy, 1st year he got a 500 limit, then he munched that with 3 weeks and called them to put his limit to maximum which is 1250. Soon as he enrolled for second year, Natwest munched his student loan.

Got to be careful, negotiate with these banks and have EVERYTHING in writing

LMFAO

not thinkin outside the box

0

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!


Register a new account

Sign in

Already have an account? Sign in here.


Sign In Now
Sign in to follow this  
Followers 0