Guest Safe_Haven Posted May 25, 2009 Report Share Posted May 25, 2009 OK I SEE WOT GEMMA IS SAYING...SHE IS SAYING WHEN U GO ABROAD AND U WANNA WITHDRAW MONEY, YOU SHOULD USE YOUR DEBIT CARD AS THAT IS AS GOOD AS "CASH" MONEYCREDIT CARDS HOWEVER, U CANNOT USUALLY WITHDRAW MONEY FROM THEM, YOU HAVE TO FIZZICALLY USE THEM IN A RETAIL STORE/SHOP AND PURCHASE THINGS...SO YEAH Quote Link to comment Share on other sites More sharing options...
A Bit Better Posted May 25, 2009 Report Share Posted May 25, 2009 I honestly believe people who have credit cards/buy things on finance/take out any form of credit OTHER than a mortgage were brought up badly.Then you're a f*ck*ng idiot. Sometimes you want something now and by the time you have saved enough for it you won't be able to get it. If a person has self control and has the ability to manage their finances there is no reason why they shouldn't get a loan/buy things on finance.Just read another of your posts and it seems my first sentence was more true than I had realised.Thanks for proving my point. Want, not need.Regards,Charlie Chalk.xxWhether you want it or need it, it is irrelevant. If you have control of your finances, there is NO reason why you shouldn't do it. Only weak people that cannot be sure that they will be able to keep themselves away from the shops in the months to follow have anything to worry about. You are obviously one of these people which is why you're so afraid to borrow.I would like to say your view narrowminded but it's beyond that... It's stupid. Quote Link to comment Share on other sites More sharing options...
gemma Posted May 25, 2009 Report Share Posted May 25, 2009 GEMMA... ARE U SPEAKING ABOUT LOSS? COZ IT SOUNDS LIKE IF U DONT WANT SOMETHING U CAN CLAIM IT BACK ON UR CREDIT CARD BUT NOT DEBIT CARD AS IT IS STRAIGHT CASH WHICH IS URZyeh i'm speaking about loss so if the company went bust and you bought a xbox 360 online or something that you're now not going to get, you can claim the money back from your credit card companybut if you paid by cash you're sh*t outta luck Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 Whether you want it or need it, it is irrelevant. If you have control of your finances, there is NO reason why you shouldn't do it. Only weak people that cannot be sure that they will be able to keep themselves away from the shops in the months to follow have anything to worry about. You are obviously one of these people which is why you're so afraid to borrow.I would like to say your view narrowminded but it's beyond that... It's stupid.Ok whatever makes you feel better, but at the end of the month my direct debits are Orange, gas, leccy, water and done. Yours are Mastercard (min payment), Amex (min payment), Natwest Credit Card (min payment) etc. etc.I know who I'd rather be. Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 GEMMA... ARE U SPEAKING ABOUT LOSS? COZ IT SOUNDS LIKE IF U DONT WANT SOMETHING U CAN CLAIM IT BACK ON UR CREDIT CARD BUT NOT DEBIT CARD AS IT IS STRAIGHT CASH WHICH IS URZyeh i'm speaking about loss so if the company went bust and you bought a xbox 360 online or something that you're now not going to get, you can claim the money back from your credit card companybut if you paid by cash you're sh*t outta luckOk, for the reasons of insurance I see where you're coming from. But I still wouldn't be buying luxury goods if I couldn't afford to lose the money for them. Quote Link to comment Share on other sites More sharing options...
Guest Safe_Haven Posted May 25, 2009 Report Share Posted May 25, 2009 and GEMMA are you telling me this is how you LIVE YOUR LIFE?? Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 and GEMMA are you telling me this is how you LIVE YOUR LIFE?? Quote Link to comment Share on other sites More sharing options...
gemma Posted May 25, 2009 Report Share Posted May 25, 2009 OK I SEE WOT GEMMA IS SAYING...SHE IS SAYING WHEN U GO ABROAD AND U WANNA WITHDRAW MONEY, YOU SHOULD USE YOUR DEBIT CARD AS THAT IS AS GOOD AS "CASH" MONEYCREDIT CARDS HOWEVER, U CANNOT USUALLY WITHDRAW MONEY FROM THEM, YOU HAVE TO FIZZICALLY USE THEM IN A RETAIL STORE/SHOP AND PURCHASE THINGS...SO YEAHnope loldebit card = maestro, solo or visa debitcredit card = mastercard, visa or amexmaestro and solo cards are not accepted most places outside of europe (tbh i can't really confirm africa and south america as i've never been)you can however withdraw money using your debit card from atm's abroadcredit cards are accepted everywhere, and you can withdraw money from it at banks but that incurs ridiculous fees Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 Oh yeah cos travelers cheques and getting sterling changed into foreign currency doesn't exist. I forgot, how silly of me.Just to reiterate. Quote Link to comment Share on other sites More sharing options...
gemma Posted May 25, 2009 Report Share Posted May 25, 2009 i personally dont like to walk around with large amounts of cash on me, whether in england or abroad, but that's just me and travellers cheques can be long finding a bank and then waiting in line to get it cashed Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 i personally dont like to walk around with large amounts of cash on me, whether in england or abroad, but that's just me and travellers cheques can be long finding a bank and then waiting in line to get it cashedOh, so you'd take ALL the cash you brought with you out on a daily basis. Yeah, you make sense. Quote Link to comment Share on other sites More sharing options...
Barney Stinson Posted May 25, 2009 Report Share Posted May 25, 2009 BTW Gemma your chatting sh*t.You can claim back from a debit card. I ordered 300 quid worth of stuff from turnkey. Paid with my Maestro. They went into administration. Couple phone calls. Natwest returned my pee safely to my bank account within 45 days. Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 Just leave her to it... she knows best. Quote Link to comment Share on other sites More sharing options...
Afroman Posted May 25, 2009 Report Share Posted May 25, 2009 2nd time gemmas caught an major L in a matter of 2 days..actually see her point in some cases but still lmao.. Quote Link to comment Share on other sites More sharing options...
gemma Posted May 25, 2009 Report Share Posted May 25, 2009 BTW Gemma your chatting sh*t.You can claim back from a debit card. I ordered 300 quid worth of stuff from turnkey. Paid with my Maestro. They went into administration. Couple phone calls. Natwest returned my pee safely to my bank account within 45 days.nah i'm actually noti could waste time finding literature to prove my point but there's no pointi can only assume you were already in your overdraft when you made your purchaseor maybe the new company that bought turnkeys assets struck a deal with the merchant service provider whereby they returned surplus funds to customers Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 What is your age Gemma? Quote Link to comment Share on other sites More sharing options...
macz Posted May 25, 2009 Report Share Posted May 25, 2009 has to be blonde Quote Link to comment Share on other sites More sharing options...
gemma Posted May 25, 2009 Report Share Posted May 25, 2009 i'm 22 years old Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 has to be blondeI've literally wanted to ask this since her first post. I have this idea in my head of how she looks and everything. Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 i'm 22 years oldHow many credit based things have you got? Quote Link to comment Share on other sites More sharing options...
VonBoyage Posted May 25, 2009 Report Share Posted May 25, 2009 i shuda jus left this topic alone Quote Link to comment Share on other sites More sharing options...
Guest Safe_Haven Posted May 25, 2009 Report Share Posted May 25, 2009 has to be blondeI've literally wanted to ask this since her first post. I have this idea in my head of how she looks and everything.LMAO SAME AS ME Quote Link to comment Share on other sites More sharing options...
charliechalk Posted May 25, 2009 Report Share Posted May 25, 2009 Did you buy one of those knock off Marc Jacob Stam bags too with the big chain Gemma? Quote Link to comment Share on other sites More sharing options...
Guest Safe_Haven Posted May 25, 2009 Report Share Posted May 25, 2009 lol Quote Link to comment Share on other sites More sharing options...
UN.Muzik Posted May 25, 2009 Report Share Posted May 25, 2009 GEMMA... ARE U SPEAKING ABOUT LOSS? COZ IT SOUNDS LIKE IF U DONT WANT SOMETHING U CAN CLAIM IT BACK ON UR CREDIT CARD BUT NOT DEBIT CARD AS IT IS STRAIGHT CASH WHICH IS URZyeh i'm speaking about loss so if the company went bust and you bought a xbox 360 online or something that you're now not going to get, you can claim the money back from your credit card companybut if you paid by cash you're sh*t outta luckOk, for the reasons of insurance I see where you're coming from. But I still wouldn't be buying luxury goods if I couldn't afford to lose the money for them.Nowadays debit cards offer chargebacks aswell, so if you paid for the xbox 360 by ur debit card and that situation occurred you can still go to your bank and get your money back on the debit cardI recently had to do something like this when buying a camera Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.