Payday loan Debts

[Kurtis]

he's also the guy who has no bass in his voice at work and is being bullied by some guy in a next department

[Incumbent]

 

Very unlikely you'll get taken to court. They'll chase him while adding on interest then sell the debt.

 

i dont know why ur saying very unlikely

 

it's just a long process but they could easily take him court 

 

[The Somalian]

Slap him for getting in such a mess. Never used them companies never will.

Do what mischif said buys him a bit of time

[PopT]

your friend yeah?

 

 

wasnt this the guy whos 'friend' got thrown out by his mum and had nowhere to live?

 

deffo 'friend'

 

It is actually the same person

[Yung bawse]

1 guy i used to work with claims he gets payday loans all the time then changes his bank details and agrees to pay like £10 a month back but never does.. says he gets letters from loans years ago..

says he makes thousands from it and never pays back much

dunno how truthful he was being but he did seem like a wrong'un

[The Somalian]

Does he work?

Guy sounds like a problem child

Does he take drugs and drink in excess to?

[JLovely]

Very unlikely you'll get taken to court. They'll chase him while adding on interest then sell the debt.

i dont know why ur saying very unlikely

it's just a long process but they could easily take him court

You're right they could easily but for the amount he owes I doubt it

[Kurtis]

Very unlikely you'll get taken to court. They'll chase him while adding on interest then sell the debt.

i dont know why ur saying very unlikely

it's just a long process but they could easily take him court

 

You're right they could but like I said very unlikely for the amount he owes.

 

bruv, eon sent me some letter threatening legal action over 55p back in 2010. obv they wouldnt have. but they can court you when they want

[The Infamous]

fuck it i dont want to go to court

 

 

its all long once it goes to court there is court fees/extra charges that will double what has to be paid back

 

collect some moneys from family or bredrins and just pay it off one time

 

in 2010 i paid 6 bills in the end from a fine of 50 quid that kept on going up due to court/bailiff etc. i still regret that shit should have just paid the edge note and reimbursed who ever lent it to me instead i was unemployed and looking for work thinking its cack once i get paid i will just pay them. it ended up being me giving them my whole pay cheque for a 50quid 

[PascalMoriarty]

Wonga is actually run by the devil, I feel for the guy.

 

/

 

Definitely borrow the money and pay it off, better to have to repay family/friends than have these bastards ruin your credit, silly decision to borrow for Christmas though.

[JLovely]

Very unlikely you'll get taken to court. They'll chase him while adding on interest then sell the debt.

i dont know why ur saying very unlikely

it's just a long process but they could easily take him court

You're right they could but like I said very unlikely for the amount he owes.

bruv, eon sent me some letter threatening legal action over 55p back in 2010. obv they wouldnt have. but they can court you when they want

Yeah I'm agreeing they can. What I'm saying is he should sweat over it and definitely shouldn't hide from it!

[JLovely]

I see Kerry Katona is fronting a new payday loan company as well. From Iceland to that smh

[Sole]

Swear these shits are unsecured so if u don't pay it back they can't in force anything

Just fuck up ur credit rating.

[Mizchif]

THousands of people hide from debt. Its easy, some people indeed make an industry out of it.

 

All depends on what your long term goals are, you can fuck up your credit and have some short term gains but then when you meet wifey and she wants a yard, nobody wants to do business with you and then you get ridiculous rates from Mortgage lenders

[The Infamous]

been tempted to fuck with wonga but im happy i havent 

[JLovely]

THousands of people hide from debt. Its easy, some people indeed make an industry out of it.

All depends on what your long term goals are, you can fuck up your credit and have some short term gains but then when you meet wifey and she wants a yard, nobody wants to do business with you and then you get ridiculous rates from Mortgage lenders

Seen that happen over catalogue debts.

[Sole]

Might as well go to an actual bank and get a proper loan instead of fucking with these companies surely.

[Mr. Martinez]

fuck it i dont want to go to court

 

 

its all long once it goes to court there is court fees/extra charges that will double what has to be paid back

 

collect some moneys from family or bredrins and just pay it off one time

 

in 2010 i paid 6 bills in the end from a fine of 50 quid that kept on going up due to court/bailiff etc. i still regret that shit should have just paid the edge note and reimbursed who ever lent it to me instead i was unemployed and looking for work thinking its cack once i get paid i will just pay them. it ended up being me giving them my whole pay cheque for a 50quid 

 

 

Did you try to contest liability for this fine at any point?

[The Infamous]

fuck it i dont want to go to court

 

 

its all long once it goes to court there is court fees/extra charges that will double what has to be paid back

 

collect some moneys from family or bredrins and just pay it off one time

 

in 2010 i paid 6 bills in the end from a fine of 50 quid that kept on going up due to court/bailiff etc. i still regret that shit should have just paid the edge note and reimbursed who ever lent it to me instead i was unemployed and looking for work thinking its cack once i get paid i will just pay them. it ended up being me giving them my whole pay cheque for a 50quid 

 

 

Did you try to contest liability for this fine at any point?

nah bro whats that?

 

when the red letters started coming i just had to act 

[Incumbent]

 

1 guy i used to work with claims he gets payday loans all the time then changes his bank details and agrees to pay like £10 a month back but never does.. says he gets letters from loans years ago..

says he makes thousands from it and never pays back much

dunno how truthful he was being but he did seem like a wrong'un

 

your don is speaking truth

 

all that is required is that i dont give a fuck attitude, fuck credit file, fuck bailiffs, fuck courts etc

 

da guy i know that does this ting dont even care about his birth name, his got id galore lol

 

[FinalBawse]

Christmas is not that srs, faak.

[Mr. Martinez]

fuck it i dont want to go to court

 

 

its all long once it goes to court there is court fees/extra charges that will double what has to be paid back

 

collect some moneys from family or bredrins and just pay it off one time

 

in 2010 i paid 6 bills in the end from a fine of 50 quid that kept on going up due to court/bailiff etc. i still regret that shit should have just paid the edge note and reimbursed who ever lent it to me instead i was unemployed and looking for work thinking its cack once i get paid i will just pay them. it ended up being me giving them my whole pay cheque for a 50quid 

 

 

Did you try to contest liability for this fine at any point?

nah bro whats that?

 

when the red letters started coming i just had to act 

 

Sorry, I meant did you try to say it wasn't your fault at any point?

 

Did you have an excuse?

[The Infamous]

fuck it i dont want to go to court

 

 

its all long once it goes to court there is court fees/extra charges that will double what has to be paid back

 

collect some moneys from family or bredrins and just pay it off one time

 

in 2010 i paid 6 bills in the end from a fine of 50 quid that kept on going up due to court/bailiff etc. i still regret that shit should have just paid the edge note and reimbursed who ever lent it to me instead i was unemployed and looking for work thinking its cack once i get paid i will just pay them. it ended up being me giving them my whole pay cheque for a 50quid 

 

 

Did you try to contest liability for this fine at any point?

nah bro whats that?

 

when the red letters started coming i just had to act 

 

Sorry, I meant did you try to say it wasn't your fault at any point?

 

Did you have an excuse?

i had no excuse, was hoping it would go away

 

its my fault completely could have been avoided had i just done the simple thing and dealt with it 

[The Cookie Monster]

 

1 guy i used to work with claims he gets payday loans all the time then changes his bank details and agrees to pay like £10 a month back but never does.. says he gets letters from loans years ago..

says he makes thousands from it and never pays back much

dunno how truthful he was being but he did seem like a wrong'un

 

your don is speaking truth

 

all that is required is that i dont give a fuck attitude, fuck credit file, fuck bailiffs, fuck courts etc

 

da guy i know that does this ting dont even care about his birth name, his got id galore lol

 

 

It's true. I had a car on finance but ended up wanting to go to uni so wouldn't have been able to afford the repayments. They took the car back, sold it at auction and told me I owed the difference. This difference being £4000. I cancelled the direct debits, ignored the threatening letters and the debt was passed on to an agency who continued with the threat of court etc. Just the other month I checked my credit report to see they closed the account. It's a big shitty mark on my credit rating but I don't care about that.

 

Done the same with a contract phone too.

[Mr. Martinez]

I assume you were convicted of some sort of transport/traffic fine, by a court somewhere without you present.

 

Could've come up with some I was back home shit or something. Paying those 6 bills will be ultimate pain.